I blogged about this group late last year I believe. I went to one of their seminars to educate myself. They only help people who own 1 home. No investors or second home owners. But if you are willing to fight to keep your home, these are the people to have on your side.
Video: http://www.azcentral.com/video/#/naca+housing+10p0225.mp4/68812520001
News Report: http://www.azcentral.com/12news/news/articles/2010/02/25/20100225naca02252010-CR.html
Saturday, February 27, 2010
Quote of the Day
"The nobler sort of man emphasizes the good qualities in others, and does not accentuate the bad. The inferior does the reverse." Confucius (551-479 BC) Chinese Philosopher
Thursday, February 25, 2010
City of Phoenix Homebuyer Incentive
As taken from : http://phoenix.gov/residents/stabilization/nsp/index.html
Buying a foreclosed home within the city of Phoenix has its advantages.
The city of Phoenix Neighborhood Stabilization Program (NSP) offers a homeownership assistance program providing $15,000 for down payment and closing cost assistance. Eligible buyers must be FHA creditworthy and have completed the NSP-required eight-hour Homeownership Education Class and Credit/Budget Assessment counseling course.
Buyers must maintain the property as their principal residence and the total household income must be below 120% of area median income. For example, a household of four earning $79,100 or less has the potential to become eligible to participate. Program participants must contribute a minimum of $1,000 of personal funds for down payment or closing costs.
The program targets foreclosed single-family homes, townhomes and condominiums (condominium conversions are not eligible) that meet HUD Housing Quality Standards (HQS). The purchased home must be a foreclosed home anywhere within the city of Phoenix limits and meet other eligibility requirements.
The $15,000 is paid back to the city when the homebuyer sells the home or refinances.
Funds are still available.
For more information visit www.phoenix.gov/nsphome or call 602-262-6602.
City of Phoenix Neighborhood Services Department: 200 W. Washington Street, 4th Floor, Phoenix, AZ 85003
Buying a foreclosed home within the city of Phoenix has its advantages.
The city of Phoenix Neighborhood Stabilization Program (NSP) offers a homeownership assistance program providing $15,000 for down payment and closing cost assistance. Eligible buyers must be FHA creditworthy and have completed the NSP-required eight-hour Homeownership Education Class and Credit/Budget Assessment counseling course.
Buyers must maintain the property as their principal residence and the total household income must be below 120% of area median income. For example, a household of four earning $79,100 or less has the potential to become eligible to participate. Program participants must contribute a minimum of $1,000 of personal funds for down payment or closing costs.
The program targets foreclosed single-family homes, townhomes and condominiums (condominium conversions are not eligible) that meet HUD Housing Quality Standards (HQS). The purchased home must be a foreclosed home anywhere within the city of Phoenix limits and meet other eligibility requirements.
The $15,000 is paid back to the city when the homebuyer sells the home or refinances.
Funds are still available.
For more information visit www.phoenix.gov/nsphome or call 602-262-6602.
City of Phoenix Neighborhood Services Department: 200 W. Washington Street, 4th Floor, Phoenix, AZ 85003
Calif. Lawmakers Propose Cuss Free Week - Politics News Story - KPHO Phoenix
Calif. Lawmakers Propose Cuss Free Week - Politics News Story - KPHO Phoenix
I do not know why I find this so funny. I wish they had a "No Mean People" Day. Or how about a "Good Manners" day where you actually addressed people by Mr. and Mrs. and said Thank you. Maybe you would open a door for someone, or just call someone to say hello with no intent or need of anything else. People are changing. Our ethics and morals are watering down with each generation. What kind of world will my daughter grow up in? Can I keep her grounded? How do I teach humility? How do I teach her faith in herself and others? How do I teach her to be real?
I do not know why I find this so funny. I wish they had a "No Mean People" Day. Or how about a "Good Manners" day where you actually addressed people by Mr. and Mrs. and said Thank you. Maybe you would open a door for someone, or just call someone to say hello with no intent or need of anything else. People are changing. Our ethics and morals are watering down with each generation. What kind of world will my daughter grow up in? Can I keep her grounded? How do I teach humility? How do I teach her faith in herself and others? How do I teach her to be real?
Qoute of the day
"Do not follow the ideas of others, but learn to listen to the voice within yourself. Your body and mind will become clear and you will realize the unity of all things." Dogen (1200-1253), Japanese religious leader
I just read the script that runs along the bottom of the screen while watching the news. Beverly Hills disowns Ms. California for not agreeing with same sex marriage. So does that mean in Beverly Hills if you listen to that voice within yourself that the "Tribe of Followers" will intimidate and mock you. Now that is mature. To each his own. Its unfortunate that when people have fame and fortune they feel the need to use it for control and power as opposed to good and giving. Kudos to Ms. California for being true to herself and her beliefs.
I just read the script that runs along the bottom of the screen while watching the news. Beverly Hills disowns Ms. California for not agreeing with same sex marriage. So does that mean in Beverly Hills if you listen to that voice within yourself that the "Tribe of Followers" will intimidate and mock you. Now that is mature. To each his own. Its unfortunate that when people have fame and fortune they feel the need to use it for control and power as opposed to good and giving. Kudos to Ms. California for being true to herself and her beliefs.
Friday, February 19, 2010
Qoute of the day
"The real art of conversation is not only to say the right thing at the right place but to leave unsaid the wrong thing at the tempting moment." Dorothy Nervil
Tuesday, February 16, 2010
Quote of the Day
"The quality of a person's life is in direct proportion to their commitment to excellence, regardless of their chosen field of endeavor." Vince Lombardi
Wednesday, February 10, 2010
VERRADO’S BIGGEST PARTY OF THE YEAR- I have tickets
This event is free but you need a ticket to get in. First come first serve. I have 15 tickets.
5th Anniversary Founder's Day Celebration 5th Anniversary Founder's Day Celebration
Main Street comes alive on Saturday, February 27 with the irresistibly fun, sounds of:
An exciting fusion of jazz, swing, Dixieland, and big-band music, Big Bad Voodoo Daddy brings a high-voltage jolt of feel-good energy that will have Verrado on its feet. Since their arrival on the music scene in 1993, Big Bad Voodoo Daddy’s irresistible live show and aggressive, musically perceptive approach has them to be a standout. Sixteen years later Big Bad Voodoo Daddy is a veteran force that adds new fans by the roomful every time they play.
Big Bad Voodoo Daddy’s original dance tunes rocketed the group into stardom when “You and Me and the Bottle Makes Three (Tonight)” and “Go Daddy-O” were featured in the Indie film Swingers. The band’s multi platinum-selling music has received national critical acclaim, appearing in over 60 movies and television shows, including appearances in the Super Bowl half-time show, The Tonight Show with Jay Leno, Late Night with Conan O’Brian, and Live with Regis and Kelly; they also wrote and recorded the theme song for The Carson Daly Show. Their recently released, eighth studio album, How Big Can You Get? A Tribute to Cab Calloway, captures the essence of an American icon in a rowdy celebration of musicianship, mischief, genius, street smarts and fun.
Listen to Big Bad Voodoo Daddy’s jukebox and read more about this high-energy band that will have Verrado dancing in Main Street!
Hosted by the Verrado Assembly. Dance Party free of charge and open to residents and their guests. Advance registration required by February 25. Please no outside food or beverages; food vendors, local eateries, and adults-only beer garden available.
VERRADO’S BIGGEST PARTY OF THE YEAR
5th Anniversary Founder's Day Celebration 5th Anniversary Founder's Day Celebration
Main Street comes alive on Saturday, February 27 with the irresistibly fun, sounds of:
An exciting fusion of jazz, swing, Dixieland, and big-band music, Big Bad Voodoo Daddy brings a high-voltage jolt of feel-good energy that will have Verrado on its feet. Since their arrival on the music scene in 1993, Big Bad Voodoo Daddy’s irresistible live show and aggressive, musically perceptive approach has them to be a standout. Sixteen years later Big Bad Voodoo Daddy is a veteran force that adds new fans by the roomful every time they play.
Big Bad Voodoo Daddy’s original dance tunes rocketed the group into stardom when “You and Me and the Bottle Makes Three (Tonight)” and “Go Daddy-O” were featured in the Indie film Swingers. The band’s multi platinum-selling music has received national critical acclaim, appearing in over 60 movies and television shows, including appearances in the Super Bowl half-time show, The Tonight Show with Jay Leno, Late Night with Conan O’Brian, and Live with Regis and Kelly; they also wrote and recorded the theme song for The Carson Daly Show. Their recently released, eighth studio album, How Big Can You Get? A Tribute to Cab Calloway, captures the essence of an American icon in a rowdy celebration of musicianship, mischief, genius, street smarts and fun.
Listen to Big Bad Voodoo Daddy’s jukebox and read more about this high-energy band that will have Verrado dancing in Main Street!
Hosted by the Verrado Assembly. Dance Party free of charge and open to residents and their guests. Advance registration required by February 25. Please no outside food or beverages; food vendors, local eateries, and adults-only beer garden available.
From a Friend
I had a friend email me this morning. I found it moving enough to want to share. The Beauty of Life and Love. Thank you.
“A soulmate is someone to whom we feel profoundly connected, as though the communicating and communing that take place between us were not the product of intentional efforts, but rather a divine grace.”
Thomas Moore
and
“A soulmate is someone who has locks that fit our keys, and keys to fit our locks. When we feel safe enough to open the locks, our truest selves step out and we can be completely and honestly who we are; we can be loved for who we are and not for who we’re pretending to be. Each unveils the best part of the other. No matter what else goes wrong around us, with that one person we’re safe in our own paradise. Our soulmate is someone who shares our deepest longings, our sense of direction. When we’re two balloons, and together our direction is up, chances are we’ve found the right person. Our soulmate is the one who makes life come to life.”
Richard Bach
“A soulmate is someone to whom we feel profoundly connected, as though the communicating and communing that take place between us were not the product of intentional efforts, but rather a divine grace.”
Thomas Moore
and
“A soulmate is someone who has locks that fit our keys, and keys to fit our locks. When we feel safe enough to open the locks, our truest selves step out and we can be completely and honestly who we are; we can be loved for who we are and not for who we’re pretending to be. Each unveils the best part of the other. No matter what else goes wrong around us, with that one person we’re safe in our own paradise. Our soulmate is someone who shares our deepest longings, our sense of direction. When we’re two balloons, and together our direction is up, chances are we’ve found the right person. Our soulmate is the one who makes life come to life.”
Richard Bach
Wednesday, February 3, 2010
Federal grants help get people into homes
Federal grants help get people into homes
I had a client try to utilize this last year. She decided to work with the Urban Housing League as the non profit supporting the program. I would suggest using another non profit. Buyers can take the educational class before finding a home. Get it done early. This money is usually first come, first serve and goes quickly. Plan on a 60 day close of escrow as well. Sellers (bank foreclosures) are very reluctant to accept offers utilizing this program as there are frequent delays and hiccups in the program itself. Not all mortgage companies sponsor the program either.
I had a client try to utilize this last year. She decided to work with the Urban Housing League as the non profit supporting the program. I would suggest using another non profit. Buyers can take the educational class before finding a home. Get it done early. This money is usually first come, first serve and goes quickly. Plan on a 60 day close of escrow as well. Sellers (bank foreclosures) are very reluctant to accept offers utilizing this program as there are frequent delays and hiccups in the program itself. Not all mortgage companies sponsor the program either.
Subscribe to:
Posts (Atom)